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Cannabis Insurance Risk | Cannabis Insurance Broker
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  • Home
  • About
  • Cannabis Insurance
    • Cannabis Industry Coverage >
      • Cultivation Insurance - Indoor, Greenhouse, Outdoor
      • Manufacturing & Processing Insurance
      • Laboratory & Testing Insurance
      • Wholesaler & Distribution Insurance
      • Cannabis Auto & Delivery Insurance
      • Dispensary Insurance
      • Building Insurance
    • Casualty Insurance >
      • Cannabis Auto Insurance
      • Cyber Liability Insurance
      • Commercial Umbrella Liability
      • Directors & Officers Liability (D&O)
      • Employment Practices Liability Insurance (EPLI)
      • Cannabis General Liability
      • Pollution Liability Insurance
      • Product Liability Insurance
      • Product Recall Liability
      • Workers Compensation
    • Property Insurance >
      • Business Property Insurance
      • Cannabis Crop Insurance
      • Cannabis Crime Insurance
      • Cannabis Finished Stock Insurance
      • Equipment Breakdown Insurance
      • Stock Throughput Insurance
  • Resources
    • Articles
    • Cannabis Insurance Application
    • Cannabis Insurance Companies
    • Cannabis Insurance Review
    • Cannabis Security Audit Checklist
    • Cannabis Insurance By State
    • Cannabis Business Resources
    • Contact
  • Quote Request
  • Schedule a Call

Employment Practices Liability Insurance

Employer Practices Liability Insurance is a type of cannabis insurance coverage that covers claims made by workers who are suing the company for violating their legal rights as employees.
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It provides a protection for the employer in the event of claims made by employees, former employees or possibly future employees.

Providing Employment Practices Liability Insurance for the cannabis supply chain:

Cultivation – Indoor, Greenhouse & Outdoor
Third-Party Processors & Harvesters
Infused Product Manufacturers
​Laboratories & Testing
Wholesalers & Distributors
Manufacturers of Goods and Equipment​
Dispensaries & Retail Operations
Transportation & Delivery
Landlords

Request A Quote

Do you need Employment Practices Liability Insurance (EPLI)?

If your cannabis business has employees there’s always the risk of claims. This insurance would cover your business against claims by workers that their legal rights as employees of the company have been violated. All it takes is one disgruntled worker that can put your business at risk if they bring a lawsuit against your business, regardless of the outcome.

This coverage provides protection against many kinds of employee lawsuits, including claims of:


  • Sexual harassment
  • Discrimination
  • Wrongful termination
  • Breach of employment contract
  • Negligent evaluation
  • Failure to employ or promote
  • Wrongful discipline
  • Deprivation of career opportunity
  • Wrongful infliction of emotional distress
  • Mismanagement of employee benefit plans
​
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Your Cannabis General Liability Insurance does not provide any protection and cover the exposures that are covered within an Employer Practices Liability policy.

Employment Practices Liability Insurance Costs

Employment Practices Liability Insurance costs are based on a number of factors which include:
  • Financial strength of business
  • Number of employees
  • Are internal dispute resolution procedures in place?
  • Are handbooks given to new employees?
  • Does the employee handbook in place which clearly define the following:
    • Employment At Will contract and not Guaranteed Employment
    • What constitutes sexual harassment
    • Procedures to follow to file an EPL complaint
      • Has management been educated on company procedures with respect to:
        • Hiring/Firing
        • Promotion/Demotion  
  • Limits of coverage
  • Deductible options
  • Loss history

Reach out to me if you’re considering cannabis business insurance. I will discuss with you how Employment Practices Liability works and assess if it fits into your risk management needs. If you determine this coverage is needed I will then provide you with comparative Employment Practices Liability Insurance quotes from multiple insurance carriers so you can get the best possible rate.

As an insurance broker I help Cannabis businesses manage risk through insurance.

Request a Quote

Cannabis Casualty Insurance

Cannabis Auto Insurance
Cannabis Delivery Insurance
Cannabis Cyber Liability Insurance
Commercial Umbrella Liability
Cannabis Directors & Officers Liability
Employment Practices Liability Insurance
Cannabis General Liability Insurance
Pollution Liability Insurance
Cannabis Product Liability Insurance
Product Recall Liability Insurance
Cannabis Workers Compensation Insurance

Cannabis Property Insurance

Business Property Insurance
Cannabis Crop Insurance
Cannabis Crime Insurance
Equipment Breakdown Insurance
Cannabis Finished Stock Insurance
Stock Throughput Insurance

Cannabis Industry Sectors

​
Cultivation
Manufacturing & Processing
​
​Laboratory & Testing
Wholesaler & Distribution
​Delivery
Dispensary Insurance
Building Insurance

Resources

Cannabis Articles
Cannabis Insurance Application
Cannabis Insurance Policy Review
Cannabis Security Audit Checklist
Cannabis Insurance By State
​Cannabis Business Resources

Mailing Address

2644 SE 74th Avenue
Portland, OR  97206

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